#CARRIER LEGAL LIABILITY INSURANCE

Carriers Legal Liability Insurance protects transporters if goods are lost, damaged, or delayed while in their custody.

Carriers Legal Liability Insurance – Protect Your Transport Business with Horizon Insurance

At Horizon Insurance, we understand the unique risks faced by transporters and logistics providers. That’s why our Carriers Legal Liability Insurance is specifically designed to protect you when goods in your care are lost, damaged or subject to a claim.This insurance covers your legal and financial liabilities if cargo is lost, damaged, delayed, or mishandled during transit.

When you transport goods for others, you assume a duty of care.

With rising logistics volumes and complex supply-chains.

Having the right insurance cover builds credibility with your clients.

Without this cover, you may be exposed to large compensation payments.

Why Transporters Need Carriers Legal Liability Insurance

What Does Our Carriers Legal Liability Insurance Cover?

Coverage for Loss or Damage to Goods in Transit

Legal Liability and Defence Costs

Temporary Storage and Incidental Risks

Additional Coverage Features

General Average & jettison expenses

War/strikes extensions (if opted)

Frequently Asked Questions

Any business or individual engaged in transporting goods — for own account or for hire — where the goods are entrusted to the carrier’s custody/control during transit.

Cargo insurance protects the goods (owner’s interest) from loss/damage. Carriers Legal Liability Insurance protects the carrier from legal liability arising out of loss/damage to goods in your care.

Yes. We can arrange policies that include your own vehicles and hired vehicles, subject to underwriting and insurer terms.

The limit is the maximum amount the insurer will pay under the policy. It is important to assess whether that limit matches the worst‐case value of goods you transport.

Yes — typically, the policy will carry a deductible (amount you must bear) for each event or claim, and sometimes a sub-limit for certain risks.