# HEALTH INSURANCE

Health Insurance with Horizon Insurance: Secure Your Health & Future

What is Health Insurance?

At Horizon Insurance, we believe health is your greatest asset. Our comprehensive Health Insurance plans offer financial protection, peace of mind and access to quality healthcare when you or your loved ones need it most.

Health Insurance with Horizon Insurance: Secure Your Health & Future

Key Features of Our Health Insurance Plans

Hospitalisation & Day-care Treatments

Covers full in-patient hospitalisation — room rent (including ICU), surgeon/physician fees, nursing, diagnostics — and a range of day-care procedures that don’t require 24-hour hospital stay.

Pre and Post-Hospitalisation Expenses

Your policy covers expenses incurred before admission and after discharge for specified days, helping you avoid unexpected bills.

OPD & AYUSH Treatment

Outpatient consultations, pharmacy expenses and alternative medicine treatments (like Ayurveda, Yoga, Unani, Siddha and Homeopathy) can be included as per plan.

Treatment for Pre-Existing Diseases

Post waiting-period, many of our plans cover pre-existing illnesses — ensuring long-term health protection.

Lifelong Renewability & Inflation Protection

Your policy can be renewed year after year without age barrier. Many of our plans also allow for sum-insured restoration or inflation protection so your cover keeps pace with rising healthcare costs.

Global Coverage & Add-Ons

We offer plans with worldwide hospitalisation cover (for planned treatments abroad), maternity cover, critical illness riders, air ambulance, etc., so you can tailor your cover to your needs.

Why Choose Horizon Insurance for Your Health Insurance?

Trusted Expertise & Strong Support

With Horizon Insurance, you get a partner who understands the unique healthcare landscape in India. Our team guides you through policy selection, claims, renewals and helps you make an informed choice.

Broad Coverage & Flexible Plans

Our Health Insurance policies are designed to cater to individuals & families alike — covering daycare, OPD, AYUSH, maternity, pre-existing conditions (after waiting period) and offering lifelong renewability.

Cashless Network & Efficient Claims

We maintain a vast network of cashless hospitals, helping you receive treatment with minimal upfront cost. When emergencies strike, our team works to expedite claims for your comfort.

Tax Benefits

Premiums you pay for your health insurance policy are eligible for tax deduction under Section 80D of the Income Tax Act — giving you savings while protecting your health.

Frequently Asked Questions (FAQs)

Does health insurance cover pre-existing diseases?

Yes — after the specified waiting period mentioned in the policy, many treatments for pre-existing conditions are covered.

Can I include my parents in the policy?

Absolutely. We offer family floater plans that include spouse, children and parents (with suitable sum insured).

Is outpatient (OPD) treatment covered?

It protects you from legal and financial loss if your vehicle causes damage or injury to another person, vehicle, or property.

What happens if I miss renewal?

If you skip renewal, you may lose continuity benefits and previous waiting periods may restart. At HORIZON Insurance we urge timely renewals to safeguard your cover.

2nd Floor, Office No. S62, Haware Fantasia Business Park, Sec 30A, Plot No. 47, Next to Inorbit Mall, Vashi – 400703

horizongeneralinsurance1@gmail.com

+91 96644 37900

+91 797729 4387

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