✅ 1. USE OF WEBSITE

• The content on our website is for general information and insurance-related services.

• You agree not to misuse, copy, or republish any content without permission.

• False information submitted for quotes or claims may result in service denial.

✅ 2. SERVICE ELIGIBILITY

• Insurance products are subject to eligibility, verification, and legal compliance.

• Submitting a form or request does not guarantee policy approval.

• Each policy is issued based on assessment, documents, and underwriting guidelines.

✅ 3. CLAIMS & POLICY PROCESSING

• Claims are processed according to policy terms and required documentation.

• Fraudulent, misleading, or incomplete claims may be rejected.

• Decision-making may involve surveyors, underwriters, or legal authorities.

✅ 4. FEES & PAYMENT

• Premium payments must be made on time for policy activation and renewal.

• Delayed or failed payments may result in policy cancellation or lapse.

• All payments must comply with Indian financial and regulatory norms.

✅ 5. INTELLECTUAL PROPERTY

• Website content, images, logos, and layouts are owned by HORIZON GENERAL INSURANCE.

• Unauthorized use, editing, copying, or selling of content is prohibited.

✅ 6. LIMITATION OF LIABILITY

HORIZON GENERAL INSURANCE is not responsible for:

• Loss caused by incorrect information submitted by the client

• Delay due to third-party service providers

• Website downtime, technical errors, or external cyber threats

• Events beyond our control (accidents, natural disasters, force majeure)

✅ 7. THIRD-PARTY LINKS

Our website may contain external links.
We are not responsible for:

• Their content

• Privacy policies

• Services or losses arising from third-party interactions

Use them at your own discretion.

✅ 8. TERMINATION OF SERVICE

We may suspend or terminate access if:

• False documents are submitted

• Fraudulent activity is detected

• Terms & Conditions are violated

• Illegal or abusive behavior is reported

✅ 9. CHANGES TO TERMS

We may update these terms periodically.
Continued use of our website implies acceptance of updated Terms & Conditions.

✅ 10. CONTACT US

For complaints, queries, claim issues, or policy support:

📩 Email: horizongeneralinsurance1@gmail.com
📍 Horizon General Insurance